Michael Rice

Michael Rice, known as Mike to his clients and colleagues, is a qualified Independent Financial Adviser with experience across a broad range of financial planning needs.

He advises on pensions, investments, mortgages, protection and wider wealth planning, as well as strategies designed to help clients manage and potentially reduce a future Inheritance Tax liability.

Mike’s approach is calm, personal and down-to-earth. He understands that financial decisions can sometimes feel complicated or overwhelming, particularly when several areas need to be considered together. His role is to explain the available options clearly, help clients understand the implications of each choice and build a practical plan around their priorities.

Whether a client is buying a home, reviewing their pension arrangements, investing for the future, protecting their family or considering how their wealth may be passed on, Mike takes the time to look at the wider picture.

He is passionate about giving people real options rather than presenting financial planning as a onesize-fits-all exercise. His recommendations are shaped by each client’s circumstances, goals and longerterm security, with a focus on making every stage feel straightforward and manageable.

“Good financial advice should give people clarity and genuine choices. My aim is to make complex decisions feel simpler and help clients move forward with confidence.”

Mike’s broad knowledge allows him to support clients through different stages of life and to adapt their financial plans as their circumstances change.

Outside work, Mike is adjusting to life as a new father and discovering that “hectic” has more advanced levels than he ever realised. He is becoming well practised in toddler negotiations, high-speed shoe retrieval and functioning on questionable amounts of sleep.

Whenever family life allows, Mike enjoys escaping to the coast for a walk and some welcome calm before the next round of activity begins.