Our Testimonials

I went into this in a bit of a rush, having been putting it off to the last minute. But a phone conversation, followed by a video call and follow up visit, from. 'Mike', my advisor, helped put my mind at ease over the whole situation. He was patient, attentive and knowledgeable, listening to my fears, hopes and aspirations, and taking full notice of my needs. explaining everything in a way I understood. Eventually after a few more conversations, a plan was agreed, and put into action. He made the whole process simple for me, something I was very happy about, and thankful. So if I was asked if I would recommend this service, then it would be a definite 'Yes'.

Really appreciate the excellent service from Helen. Very likeable, she always goes the extra mile to make sure we’re happy with her plans.

Just great communication and support with clear instructions and advise

Mather & Murray Financial helped me with my first mortgage, thought out the process they went out of their way to ensure everything went smoothly. My mortgage broker Sherril Moore contacted me after work hours to help arrange my mortgage offer and would routinely update me when there was a change to interest rates to ensure I had the best mortgage offer I could. I would highly recommend using Mather & Murray Financial for arranging a mortgage. Update: I have since used Sherril at Mather & Murray to do a Further Advance to my mortgage, once again it was a painless and quick process. Sherril quickly responded to my initial request and after a few emails exchanges and a phone call the application was ready. I was over the moon with the service provided by Sherril and Mather & Murray.

Wonderful service, I wouldn't be in my first home without it!

A positive experience Rachel was extremely professional & Knowledgeable. She explained everything clearly & I never felt pressured throughout the whole process. She was always available to answer any questions & she took time to understand my circumstances & what I wanted to achieve. I have complete confidence in thire advice & would have no hesitation recommending them to anyone considering equity release. Elizabeth Firth

I would definitely recommend this company. I was treated with respect and patience and kept informed at all times.

Sarah, was a fantastic, knowledgable advisor throughout the process. I feel she went above and beyond to help my partner and i understand everything fully and kept consistent communication throughout! I will advise family and friends to use MMF and Sarah in particular going forward. 10/10 Service!

Rachel is nothing short of fantastic. Gave us so much time and was amazing at explaining things to us clearly as we had never had a mortgage or even applied before. From start to finish nothing was ever too much. Our experience as a whole with Mather and Murray has been amazing and we would highly recommend.

Attentive and professional service. I felt looked after across the process. Thank you for the great assistance provided

Understood my position and gave considered professional advice which can be adapted to changing circumstances, very patient with my questions.

I cannot speak highly enough of Sherril Moore who expertly, with great kindness and humour, guided us through a very long and what became complicated financial matter. Thank you so very much Sherril, I literally don’t know where we would be without you and latterly Anne Hevingham.

Sean was really helpful and worked really hard to find me a remortgage that worked for me always on the end of the line to answer any questions i had i would recommend mather and Murray

Lovely people, both Kate and Sue were very reassuring on a subject I find stressful. Kate produced a plan for my pension that fulfilled all I required. During the transfer process, Kate constantly sent updates and we had further conversations so she could provide an outstanding service for me. Everything went smoothly, and I am truly grateful to her knowledge and professionalism during a difficult time.

Mike Rice has been professional and extremely personable throughout the whole process of choosing the most appropriate pension and investment options to suit my attitude to risk. His support and guidance throughout the whole process has been faultless. I look forward to continuing with his support and cannot recommend him highly enough.

Outstanding service. I highly recommend Sean Davis for anyone in need of a knowledgeable and reliable mortgage adviser. he took all the stress away from remortgaging our house and worked brilliantly with our solicitors to get it done.

Worked very closely with these guys over the last 5 years, recommended to me by the NHS. I finally feel like our finances are in control and we have a long term plan. We’ve had some excellent advice from two very knowledgeable advisors. Very non biased and really good at explaining in layman’s terms - highly recommend

Steven Archer at Mather and Murray has been an absolute godsend. I have four pensions and other investments that I hadn’t a clue what to do with or how to get a regular tax efficient income from. Steve has managed to explain everything clearly and concisely and has come up with a plan tailored to my situation. I now feel much more secure and confident in the future. He is knowledgeable, professional, and personable. If you need to sort out your retirement finances, I highly recommend Steve at Mather and Murray.

I found your company via the find an IFA website. The whole process from booking an initial appointment to discussing with Mike was excellent throughout and he explained all the options and my attitude to risk and helped me choose an appropriate option for my pension now I have reached the age of 55. Mike has been in touch regularly throughout the process and will continue to provide support including advice on my new work pension and where to invest. I can't recommend Mike highly enough. Many Thanks. 🙂

Sean was a breath of fresh air. Very knowledgeable, friendly with a swift response turnaround with correspondence. Highly recommend this company.

Sherrill was so helpful and pleasant, polite, friendly and human! Everything was explained in plain terms and not rushed. The whole process was seamless and Sherrill supported me throughout. I am extremely pleased that I chose Mather and Murray to help me and would not hesitate to reccomend them and Sherrill to others who needed pensions advice.

Sherril along with Mather & Murray have provided me with excellent advice regarding my personal pension and retirement planning. I found Sherril very professional & I appreciated her friendly approach in managing my finances. I would highly recommend Sherril to anyone looking for a reliable retirement advice.

Rachel Hutton was amazing, she was very knowledgable, always happy to advise and easy to contact whenever we had questions. We were very lucky to find her and would strongly recommend her particularly as a mortgage advisor which was what she helped us with, thankyou Rachel!

Excellent service from Sean and the team. Very professional, friendly and helpful. Sean ensured the transactions went through smoothly to its conclusion. We would highly recommend them to others and will use them again if the need arises. Thank you to all

I am very happy with the service of Mather and Murray for obtaining my pension and specially with the help from Kate Ricks. Very professional, done everything on time and cooperated.

Sean Davis guided us through our process in a measured and very professional manner. There was no hard sell, very transparent and honest throughout and he communicated with us regularly throughout the process. I would not only recommend Mather and Murray but we will be using them again in the future.

We used Sean to assist us in selling our 1st property and ending that mortgage and then buying our new home, finding the best mortgage to suit us and then setting everything up. Along with improving our life insurance, critical illness and income cover. From start to finish Sean was brilliant and a great help with everything and anything. When the process got delayed or obstacles came up he was always on hand to help, check in or make recommendations. We would highly recommend Mather and Murray and Sean and his expertise

I was put in touch with Mather & Murray from unbiased.co.uk as I felt in need of advice in selecting an annuity - I thought I knew what I was looking for, but since the decision is final and irreversible, it seemed like a good idea to get professional advice if only for a second opinion. Mather & Murray contacted me the same day - and assigned Kate Ricks as my advisor - from day one the service provided was excellent, answered all my questions, and guided me to the right decision - explanations were always available even on the trivia, - no question too daft!. Genuinely professional, reassuring and brilliant service 10/10 - Thanks Kate

Fantastic experience from start to finish! Rachel H was exceptionally efficient, highly professional and always one step ahead. She answered all our questions instantly and kept us updated at every single stage of the application. If you want a smooth, fast, and hassle-free mortgage process, look no further!

Arranged a new mortgage for use, a relatively painless experience. Thanks

Kate has been absolutely fantastic in helping my dad with his pensions. She took the time to explain everything clearly and made what can often feel like a complicated process much easier to understand. Her knowledge, professionalism, and patience have been invaluable, and she has always been approachable and willing to answer any questions. Most importantly, she has given my dad confidence and peace of mind about his financial future. I would highly recommend Kate to anyone looking for a trustworthy, knowledgeable, and genuinely caring financial advisor. Thank you for all your help and support.

Very professional friendly service would highly recommend them for there helpful service

Sarah has been wonderful to work with. Incredibly helpful and no question was silly (and I had a lot of them!). She went over and beyond. We've attempted to use Sarah multiple times over the years when searching and pulling out of properties, and she was always so patient until we finally found the one for us. Sarah is friendly, professional and makes things super easy so we didn't have to worry about a thing relating to our mortgage. Would definitely recommend!

Kate did a great job in setting up the release of my pension pot. Kate was informative and very professional and I would not hesitate to recommend this company! With thanks Adrian

Finding a mortgage can be stressful, but working with Mather & Murray Financial made it remarkably smooth. Sherril was an absolute pleasure to work with, professional, patient, and always available to answer our questions. She guided us through every stage with clarity and expertise, and we ended up with a great deal. We're grateful for her help and wouldn't hesitate to recommend them to anyone in the market for a mortgage.

Fantastic service, Rachel from mather & Murray helped us all the way, let us know what was possible in terms of mortgage, explained process, sorted life insurance policies for us, even formally complained to Insurance company on our behalf for Delay in starting policies. She was on hand to answer questions, no question was a silly one. Response to emails was always swift and was kind to let us know when there would be a Delay due to being out of the office, but had someone look after our case while she was away. Used Rachel on two occasions before and really felt like she held our hand as always and is as excited as we were on completion of house purchase. Will definitely be using Rachel and Mather and Murray for our future needs, professional with a personal touch. Thankyou

Thank you to Mather and Murray for unravelling a pension impasse. All team that I was involved with were responsive, gave sound advice and did so at a customized payment rate due to where the funds were and where I live. I would highly recommend this company for those needing financial advice of any kind, not just pension pot decisions.

I received pension advice from Steve Murray when my fund with Aviva became available to me. Steve was friendly and approachable and I was able to follow his recommendations easily. I purchased an annuity through Mather & Murray and would recommend them to anyone seeking financial advice.

Late in 2025 I began exploring the possibility of releasing capital from my property through Equity Release. I had downsized in 2021 into a property that has needed a lot of improvements, so has incurred loads of unavoidable expenses. I submitted an application to a well-known firm, but following the survey, it was rejected due to the percentage of single skin construction of the kitchen extension, which placed it out of their acceptable criteria. I hadn't foreseen such a complication. Fortunately, their financial advisor suggested that I contact Unbiased online, which I did, and they put me in touch wih Mather & Murray Financial. They appointed Rachel Hurron as my financial advisor. In our initial telephone conversation, I explained my previous difficulty, and she said she would pursue the potential options for me. It wasn't long before she ferreted out LiveMore, whose criteria was more flexible, but it would require both the minimum amount to be borrowed and the interest rate to be higher at a higher rate. I was relieved to hear that there was an option available. Their minimum loan requirement has actually been more sensible for my objectives. I have mentioned all this to encourage anyone who encounters any similar difficulties to not give up the search, Rachel, my advisor, has been an absolute star. She came to the house for some initial discussions regarding ER, which I was already fairly familiar with. She recorded all the information needed for my application, discussed my objectives, made suggestions and explained anything needing clarification. In addition, the home visit was also important, so that in viewing the property, she'd be better able to support my application with LiveMore. Subsequently, all our contacts have been online, and all documents were accessible for printing. I found her very professional, fully versed in all the perameters of the ER scenario, efficient and obviously enjoys her work. She is personable, communicative and always responded to my emails in good time. She was able to put me in touch with Equilaw, who arranged for a surveyor and handled all the legalities. Once the surveyor's report was favourable received, everything proceeded smoothly to completion. I owe a great deal of thanks to Rachel for facilitating everything from start to finish. She is a great asset to Mather and Murray Financial, a firm I have no hesitation in recommending to anyone requiring professional financial services. MRR

Very thorough explanation of how to use your money for you and your future. Really felt as though Steve was listening to what we wanted for ourselves and came up with a plan to match. Very happy with the advice and would highly recommend.

I cannot recommend Sean Davis highly enough. From start to finish, he went above and beyond to make what can often be a stressful and complicated process feel smooth and manageable. Sean was incredibly patient throughout my entire mortgage journey. No question was ever too small, and he took the time to clearly explain every single step along the way. His ability to break things down into simple, understandable terms made a huge difference and gave me real confidence in the decisions I was making. What truly stood out was his kindness and genuine commitment to helping me succeed. He never rushed the process and always made sure I felt comfortable and informed. It was clear from the beginning that he truly cared and fully understood what I needed. Thanks to Sean, the whole experience felt seamless and far less overwhelming than I expected. His professionalism, patience, and dedication are second to none. If you’re looking for a mortgage broker who will go the extra mile and genuinely look after you, I would absolutely recommend Sean Davis. Fantastic job all around.

We have been working with Rachal Hutton for several years as my mortgage adviser, Now Rachal has joined Mather & Murray Financial she now helps on our retirement advise to great effect. Rachal is a great attribute to Mather & Murray team and can only enhance there services, we look forward to a continuous working relationship with all parties involved. we couldn't ask for a better service from the friendliest and most helpful financial team to which we can't recommend highly enough.

Rachel did an excellent job.She is professional,helpful and efficient. I highly recommend her

Mike Rice has been superb at navigating me through my pension options. Very supportive with great expert advice in what can be a complex process. It is a learning curve so time is needed as what you initially feel is the right approach, changes as you reflect. Mike is on hand to answer questions & provide options, with the pros and cons to reach the best solution based on your personal circumstances.

Sean was very helpful and patient throughout the process. Kept me updated regularly👍 He worked hard to get us the good deals.

We’ve used Rachel a couple of times before and was a no brainer to use her again, she’s very informative and keeps you updated with on progress. We wanted to release someone’s but was worried about the impact of monthly cost, however Rachel was able to give us options and reassure us. Will be using Rachel again when our mortgage is up again

As an Expat, I was experiencing unreasonably difficult obstacles to overcome in the quest to start receiving my personal pension fund. 'Moneyhelper' and 'Pensionwise' were quite frankly just frustrating! Ok, they give you some good advice to avoid scams etc but when it comes to actually finding a company that will accept to pay an Expat an annuity you consistently run into the following caveat, "I'm sorry but we are only allowed to give you impartial advice." This gets you nowhere and when you start contacting companies for yourself you run into an impenetrable wall of, ' We don't provide annuities to Expats.' Well great! So, thankfully Mather & Murray managed to find me in the maze inquiries I'd left behind. After some initial background checks, I was quickly assured that I could trust the company and I'm so pleased that I did. Kate Ricks handled my file and broke down the wall of bureaucracy efficiently and with a friendly professional ease that made the whole process quick, pleasant and far more financially interesting than I had even heard about before being rejected, due to being an Expat, by other companies and funds previously. So, a great big thank you to Kate and the team at Mather & Murray for such a great experience and beneficial result!

Always a pleasure to work with this company , offering good advice and excellent feedback. I have recommended this company to many other people and all have been most impressed

Tangy Media developed a bespoke website and branding for me and did an incredible job. They are fast and effective and I could not be happier with the end result. Not only that but the team is always on hand if I need help with support or maintenance. If you are looking for a creative partner, don’t hesitate. Strong recommend.

Beautiful website curated with genuine care and professional excellence. Will was a delight to work with and made the whole process relaxed and effortless. I am thrilled with how stunning the outcome is. Thank you.

I commissioned Will and the team at Tangy Media to help me design and build my new website. I work as a Consultant which makes it challenging to articulate what I do and the impact in a short space of time. Will took the time to understand what I wanted the website to do which in effect is get people to book meetings with me. He has designed something that fits in brilliantly with my brand and I am delighted with the results. Would strongly recommend to anyone looking for an excellent web design service.

Will and the Tangy Media team go above and beyond! We've used Tangy Media for various projects and have been really impressed with the knowledge and ability to understand our vision to bring to fruition. Highly recommend contacting Will!

Rachel was very helpful and knowledgeable with our remortgage. It was very straight forward and we would highly recommend her.

Rachel Hutton was an absolute godsend, helping us through the mortgage process from beginning to end. She answered any queries we had very promptly and was friendly and reassuring. We would highly recommend her and would definitely go back to her in the future. Thank you!

We reached out to Helen Quayle, as she had posted on our local Facebook group she was a Financial Advisor. Helen came and saw us on the 24th January, and our remortgage completed on the 23rd February. Helen listened to our requirements and future goals, and assisted with this. Excellent service, would highly recommend.

Given that businesses were already closing down for the festive period Steve put in great effort to provide the most suitable options for my needs. Would recommend M & M.

The best decision I made was contacting Mather & Murray Financial. I often get overwhelmed with money worries, but Sean Davis made everything so much easier. He supported me through every step, explained things clearly, and was incredibly patient and reassuring. Sean truly went above and beyond, and I can’t thank him enough for his help. I highly recommend Mather & Murray Financial — and if you’re lucky, you’ll get to work with Sean too! 😊

I would like to give a huge thank you to Mather & Murray Financial, for their outstanding support in helping me secure a mortgage. As a 49-year-old single woman following a divorce, with some credit issues, I knew my situation was not straightforward. Sherril in particular was extremely helpful, kind, and patient throughout the whole process. She was also very diligent and professional, taking the time to explain everything clearly and keeping me updated at every stage. She never made me feel judged or rushed and worked hard to find the right option for me. Thanks to Sherril and the team’s dedication and expertise, everything went well in the end and I was able to secure a mortgage. I would highly recommend Mather & Murray Financial to anyone who needs support, especially if their circumstances are a bit more tricky.

Sarah was so helpful with sorting my remortgage, she contacted me in plenty of time to discuss it, find the best options and set it all up, I couldnt be happier to see the amazing level of service continue having used one of their team to arrange my original mortgage, where they were the most helpful and supportive person I spoke to during the course of buying my first home, on my own during the height of the pandemic! I can't recommend highly enough!

I had a meeting with Helen to sort out my pension and to get them all into one pot, she is very lovely to speak to and puts you at ease, she made it really simple to sort (all I had to do was sign the forms) The office is in my town so I can pop in whenever convenient to sign papers or just go over things. I would certainly recommend Helen and the team at Mather & Murray Financial

I've used Sean Davis consistently for the last 5 years and each time he's helped tailor policies around my needs. A+ service as always!

Sean Davis was fantastic to work with and really appreciate him sorting me out! I've already recommended him to others. Amazing service. Thanks mate!

We were put in touch with Mather & Murray to help sort us out with a remortgage & was blessed with the pairing of Rachel Hutton who works there. She was an absolute true professional. Everything she did was explained superbly to us & was always there to support us if we wasn’t sure on anything or had any questions. There was no judgement towards us on our past financial problems and managed to succeed in helping us out magnificently. She is an absolute credit to a great team & we are in the process of using Rachel for more financial advice & support. Would highly recommend this firm.

Needing help to combine my various pension into just one account, I was recommended to, Mather & Murray Financial. My contact there was Steve Archer who guided me though the process, with he's knowledge he helps to provide the right solution for me. I would recommend Steve to anyone needing help with their pension requirements.

Kate is Fantastic!

I contacted Helen when we finally reached the point of needing to consolidate and clean up our pensions, alongside all the other life admin we’d been avoiding for years. From the very first conversation, she was incredible. Empathetic, non judgemental, and so reassuring. Helen explained everything clearly and patiently, in a way that genuinely made sense to us, without ever making us feel silly or overwhelmed. What felt daunting and heavy suddenly felt very manageable. At a time when we really needed support, she was a lifeline and we’re so grateful for her kindness, and honestly can’t recommend her highly enough.

Outstanding Support and Expert Guidance. I recently contacted Mather & Murray Financial Ltd for help with my retirement planning, and the service has been exceptional from start to finish. My first interaction was with Sue Allden, Customer Support Advisor, who was incredibly helpful, friendly, and responsive. She took the time to understand what I needed and matched me with the right financial adviser, Mike Rice. Mike communicated a subject that’s well outside my comfort zone in clear, straightforward, layman’s terms, which made all the difference. He helped me understand exactly what was needed to turn my retirement plan into a reality rather than just a dream. His expertise, patience, and ability to simplify complex information were invaluable. I’m genuinely grateful for the support I received. I wouldn’t hesitate to recommend Mike to anyone looking for professional, approachable, and trustworthy financial guidance.

Mather and Murray Financial Ltd have been absolutely fantastic when helping us with finding a new mortgage etc. Sarah has been so friendly and explains everything in good detail. I’d highly recommend the company!

⭐️⭐️⭐️⭐️⭐️ Excellent service from start to finish! Kate at Mather & Murray Financial handled both our home mortgage and our new buy-to-let, and the whole process was unbelievably smooth and stress-free. She was informative, professional, and always on hand to answer any questions. Everything went through without a single hiccup, and her support made what could have been a stressful experience completely painless. I would highly recommend Kate and the whole team at Mather & Murray Financial. Outstanding service!

Amazing experience with Rachel for my remortgage! I couldn't have done it without her. The consistency and calmness she brought was incredible and she made the process smooth and stress-free. She goes above and beyond and I am definitely coming back to work with her again in the future if I need to! Thank you Rachel for everything.

Great service from start to finish . Sean very professional and went above and beyond to help finish my remortgage process on time .

Having previously used the services of Mather & Murray, I contacted Steve Murray to combine my three pension pots and to arrange an annuity. Steve gave me clear guidance and good advice. He is knowledgeable, professional and approachable and was always available to explain the process (which proved to be trickier than expected due to one of my pension providers being uncooperative and slow to respond). Anne Hevingham in Customer Support went above and beyond to deal with the delay and was always so helpful and pleasant. I thoroughly recommend Mather & Murray and would have no hesitation in using their services again.

Sarah has been fantastic at dealing with a number of Buy to let Mortgages for me and I can highly recommend Mather & Murray Financial

Received great service from Helen Quayle, she advised me on a good pension option which I accepted, and then kept me regularly updated while excess funds were transferred out of an old employee scheme into a new drawdown product. I can thoroughly recommend Helen and Mather & Murray..

I had multiple private pensions that needed to be gathered together and a plan made. I used the Unbiased website as I have little knowledge of financial advisors in my area (South Wales) the website found a company in Swindon called Mather & Murray. Following a call from them the whole process was explained and that at all times I was in control of what happens. I was teamed up with Steve Archer who I found to be very knowledgeable and helpful. At all times there was absolutely no pressure to stay with them or to make any speedy decisions. I found the whole experience was very pleasant and we ended up with what I consider a good plan for my pensions. They also provide on going support. I would thoroughly recommend this company and Steve Acher.

I’ve had an excellent experience working with Steve Archer at Mather & Murray! Steve provided me with clear, practical, and insightful advice regarding my pension, and I truly feel more confident about my financial future. He is professional, approachable, and genuinely cares about his clients’ best interests. I highly recommend Steve and the team at Mather & Murray to anyone looking for trustworthy financial guidance!

My husband recommended I have a consultation with Steven Archer, to review my pension portfolio. Steven was extremely patience, explaining more in-depth regarding my investments and related risks scores. He helped me appreciate that my old pensions were not working very hard for me and and the benefits of consolidating onto one platform, with a view to reaching my personal goals for retirement. The customer service provided was excellent, following up all my questions, with speedy replies, which gave me the confidence to proceed. Steven understands my reserved nature to risk and continues to give me the extra support I have needed, when asking for further help and assistance. He has been great to work with.

Extremely please please with the speed and clarity of service from Steve and the team.

Sean has been absolutely brilliant with our remortgage. He went the extra mile to make sure we got the very best deal – one I didn’t even think would be possible, but thanks to him we achieved it. The whole process was smooth, quick, and stress-free. Sean is diligent, knowledgeable, and genuinely puts his customers first. I would highly recommend his services to anyone looking to remortgage

Sarah helped us secure our mortgage and supported us through the ups and downs of selling and buying, including when we had to pull out of one sale and switch to another property at the eleventh hour. Sarah and her team kept things on track, explained our options clearly, and made the process a lot less stressful for us. We would not hesitate to recommend Mather and Murray!

I had a phone call with Helen for some financial guidance, and even though I didn’t end up using her services, she was friendly, professional, and generous with her time. She explained things clearly, without pressure, and made sure I understood my options. It was refreshing to speak with someone who genuinely wanted to help, not just make a sale. I’m grateful for her advice and would happily recommend her to anyone seeking honest financial insight.

Sherril, made the remortgaging process so simple and stress-free. She was Professional and knowledgeable, she ensured everything went seamlessly from start to finish. I couldn’t be happier with the service.

I’ve recently retired and needed some assistance with the set up of my pension and various financial advise , I got in touch with Mather & Murray and never looked back , Sherril Moore has been really helpful in setting everything up for me and will call upon in the future and also Sue Allden thanks for your guidance, really good company and I recommend to all , many thanks, John Thresher

At a time of financial uncertainty with potential redundancy, I was recommended the services of Mather & Murray. I had an initial telephone call with Kate, one of their financial advisers, who listened carefully to my situation and asked all the right questions. After providing some information we arranged to meet and she was quickly able to offer options and advice, reassuring me that my finances could be made to work even if I did face job loss. I was able to try different scenarios and retirement ages, and Kate showed me what effect that would have so I could easily make comparisons. We consolidated several of my private pensions and moved them to a single platform. Kate has always been professional, friendly and responsive to my questions, pursuing banks when they've been slow, and kept me informed of progress and changes. I have no hesitation in recommending Mather & Murray for financial advice.