Adverse Credit

There are often circumstances where clients find it difficult to get finance from a High Street lender. This is because these lenders typically will use credit scores and qualifying criteria to approve their loans.

Mather & Murray Financial Ltd will ensure we use the right lender for your circumstances. We are wholly independent and have excellent relationships with lenders who don’t credit score. They look at the application on it’s individual merits and it’s a human that does the job a computer so often will.

We have helped people find a new mortgage or refinance their current deal who have missed a credit card payment to those in a debt management plan.

As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage payments.

Some types of buy to let mortgages are not regulated by the Financial Conduct Authority.