Power of Attorney: Your Questions Answered

Informative graphic illustrating the concept of Power of Attorney, highlighting key aspects and benefits of setting up an LPA

Introduction Navigating the realms of Power of Attorney (POA) can often feel daunting, but it’s a vital component of managing your affairs, both now and in the future. Whether you’re considering setting one up, curious about how it works alongside a will, or looking to understand your rights and responsibilities. This article aims to demystify…

Read More

Will I have to sell my house to pay for care home fees?

Senior couple forming heart symbol - Mather & Murray Financial

Will the Local Council Pay for My Care Home Fees? Understanding the Landscape There is currently no cap on care home fees in the UK. The UK government has announced that from October 2025 (this was originally due to come into effect in 2023 but has been delayed), no one in England will have to…

Read More

How to Reduce My Income Tax Liability with Venture Capital Trusts (VCTs)

Venture Capital Trusts (VCTs) for Income Tax Reduction - Swindon Financial Advice

Navigating Tax Efficiency for High Earners In the complex world of income tax planning, various schemes can help individuals reduce their tax liability. In this guide, we’ll dive into one potent strategy: Venture Capital Trusts (VCTs). Designed to encourage investment in small, high-risk trading companies, VCTs offer not only the prospect of returns but also…

Read More

Tax Planning for Brighton’s Small Business Owners

Small business advice in Brighton - Tax planning

Brighton’s vibrant business scene is a melting pot of creativity and entrepreneurship. If you’re a small business owner in this coastal city, you’re part of a dynamic community that thrives on innovation. However, along with the opportunities come responsibilities, and one significant aspect is managing your tax liabilities effectively. In this article, we’ll explore tax…

Read More

Monday Market Update – 14th August

Financial Markets Update - Unbiased Financial Advice in Swindon

Summer markets lukewarm on good news On the face of it, last week contained many of the positive headlines  market optimists had been waiting for, but the response to those headlines received was tepid at best. On Thursday, the US Bureau of Labor Statistics released its consumer price index (CPI) inflation data for July, and…

Read More

Unlocking Opportunities: Mortgages, Insurance, and Tax Strategies for Portfolio Landlords

Illustration of a diverse portfolio of rental properties, representing the opportunities for portfolio landlords

Introduction Welcome to our comprehensive guide for portfolio landlords, who face unique challenges in obtaining mortgages and navigating the ever-changing landscape of tax legislation. In this article, we will explore tailored solutions for financing, insurance coverage, and discuss the important decision of whether to incorporate. Our expertise and understanding of portfolio landlords ensure you can…

Read More

Tax year deadline- ISA essential features and benefits

ISA financial advice swindon

10 key ISA (Individual Savings Account) facts 1. What is an ISA? An ISA is a tax-free savings account. Money saved within the ISA wrapper isn’t charged any income, capital gains, or dividend tax. 2. How much can I save in my ISA each year All eligible ISA participants receive a £20,000 annual allowance. This…

Read More

What are your options at retirement?

pension retirement in the sun drawdown

Drawing Your Pension: Understanding Your Options and Making an Informed Decision Retirement is a major milestone in everyone’s life and choosing the right option for drawing your pension is an important decision. There are several options available for drawing your pension, each with its own advantages and disadvantages. In this article, we will discuss the…

Read More

How To Reduce Inheritance Tax

Reduce Inheritance Tax

Reduce Inheritance Tax You could Reduce Inheritance Tax by leaving everything in your will to your spouse or civil partner. You might also lower your inheritance tax payment by making gifts while you’re still alive or donating a portion of your wealth to charity. Give Gifts While You Are Alive Giving presents while you’re still…

Read More