Advice
Accessing Personal Insurance for People with HIV
Accessing Life Insurance and Income Protection for People with HIV: Myths Dispelled and the Importance of Expert Advice Living with HIV has seen significant advancements in recent years, particularly in terms of medical care and access to insurance. At Mather & Murray Financial, we understand the unique challenges and opportunities that these changes present. Recent…
Read MoreExperience the World at Cricklade Festival 2024: Music, Dance, and Classic Cars Await!
Nestled in the heart of Wiltshire, just a few miles north of Swindon, the historic town of Cricklade invites you to the 2024 edition of its much-loved annual festival. This year, we celebrate the rich tapestry of cultures with our theme, “It’s a Small World: Celebrating World Music and Dance.” Mark your calendars for 9th…
Read MorePower of Attorney: Your Questions Answered
Introduction Navigating the realms of Power of Attorney (POA) can often feel daunting, but it’s a vital component of managing your affairs, both now and in the future. Whether you’re considering setting one up, curious about how it works alongside a will, or looking to understand your rights and responsibilities. This article aims to demystify…
Read MoreWill I have to sell my house to pay for care home fees?
Will the Local Council Pay for My Care Home Fees? Understanding the Landscape There is currently no cap on care home fees in the UK. The UK government has announced that from October 2025 (this was originally due to come into effect in 2023 but has been delayed), no one in England will have to…
Read MoreMather & Murray Financial on BBC Radio Business Matters
Samuel Mather-Holgate, director at Mather & Murray Financial, interviewed on BBC Radio’s Business Matters on the recent interest rate decision by the Bank of England. Listen BBC Radio Interview short.
Read MoreHow to Reduce My Income Tax Liability with Venture Capital Trusts (VCTs)
Navigating Tax Efficiency for High Earners In the complex world of income tax planning, various schemes can help individuals reduce their tax liability. In this guide, we’ll dive into one potent strategy: Venture Capital Trusts (VCTs). Designed to encourage investment in small, high-risk trading companies, VCTs offer not only the prospect of returns but also…
Read MoreTax Planning for Brighton’s Small Business Owners
Brighton’s vibrant business scene is a melting pot of creativity and entrepreneurship. If you’re a small business owner in this coastal city, you’re part of a dynamic community that thrives on innovation. However, along with the opportunities come responsibilities, and one significant aspect is managing your tax liabilities effectively. In this article, we’ll explore tax…
Read MoreMonday Market Update – 14th August
Summer markets lukewarm on good news On the face of it, last week contained many of the positive headlines market optimists had been waiting for, but the response to those headlines received was tepid at best. On Thursday, the US Bureau of Labor Statistics released its consumer price index (CPI) inflation data for July, and…
Read MoreUnlocking Opportunities: Mortgages, Insurance, and Tax Strategies for Portfolio Landlords
Introduction Welcome to our comprehensive guide for portfolio landlords, who face unique challenges in obtaining mortgages and navigating the ever-changing landscape of tax legislation. In this article, we will explore tailored solutions for financing, insurance coverage, and discuss the important decision of whether to incorporate. Our expertise and understanding of portfolio landlords ensure you can…
Read MoreTax year deadline- ISA essential features and benefits
10 key ISA (Individual Savings Account) facts 1. What is an ISA? An ISA is a tax-free savings account. Money saved within the ISA wrapper isn’t charged any income, capital gains, or dividend tax. 2. How much can I save in my ISA each year All eligible ISA participants receive a £20,000 annual allowance. This…
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