Finding a competitive residential or buy-to-let mortgage from among the 10,000+ typically available in the market today can be a very time consuming and frustrating experience. Where once you would head straight to your high street to organize a mortgage, today banks and building societies have a relatively limited range of offerings, are always driven by their sales targets, and are generally not authorised to give advice. Comparison websites only show a small part of the picture and as such professional, independent mortgage advisers use specific software for the job, but never use consumer comparison websites to make a recommendation. Remember that the lowest interest rate is very often not the cheapest, or the one that may best suit your requirements.
As independent mortgage advisers our role is to search for, compare and offer you a choice between the various options that meet your requirements. We know which products are on the market and can research these to find the right one for you, saving you valuable time and money.
As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage payments.
Some types of buy to let mortgages are not regulated by the Financial Conduct Authority.