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What we do

Trusted by clients across the UK

Outstanding service. I highly recommend Sean Davis for anyone in need of a knowledgeable and reliable mortgage adviser. he took all the stress away from remortgaging our house and worked brilliantly with our solicitors to get it done.

Agostinho Picardo

1 week ago

Worked very closely with these guys over the last 5 years, recommended to me by the NHS. I finally feel like our finances are in control and we have a long term plan. We’ve had some excellent advice from two very knowledgeable advisors. Very non biased and really good at explaining in layman’s terms - highly recommend

Response from the owner:Thank you, Jane, for such a thoughtful review and for your trust over the past five years — it really means a lot to us. We’re delighted to hear you now feel in control of your finances and have a clear long-term plan in place. It’s great to know the advice has been clear, balanced and easy to understand — that’s exactly what we aim to deliver for every client. Our support continues from here. We’ll be in touch for your regular reviews to keep everything on track, and of course you can contact us any time if your circumstances or goals change. On behalf of the whole team at Mather & Murray Financial, thank you for your recommendation — we really appreciate it.

Jane Brodie

1 week ago

Steven Archer at Mather and Murray has been an absolute godsend. I have four pensions and other investments that I hadn’t a clue what to do with or how to get a regular tax efficient income from. Steve has managed to explain everything clearly and concisely and has come up with a plan tailored to my situation. I now feel much more secure and confident in the future. He is knowledgeable, professional, and personable. If you need to sort out your retirement finances, I highly recommend Steve at Mather and Murray.

Response from the owner:Thank you so much for your kind words, Mark. We’re delighted to hear that Steve was able to explain everything clearly and help you feel more confident about your retirement planning. It’s wonderful to know his knowledgeable, professional and personable approach made such a positive difference. We really appreciate your recommendation.

Mark Allen

2 weeks ago

I found your company via the find an IFA website. The whole process from booking an initial appointment to discussing with Mike was excellent throughout and he explained all the options and my attitude to risk and helped me choose an appropriate option for my pension now I have reached the age of 55. Mike has been in touch regularly throughout the process and will continue to provide support including advice on my new work pension and where to invest. I can't recommend Mike highly enough. Many Thanks. :-)

Response from the owner:Thank you so much for your lovely review, Andrew. We’re really pleased to hear that the whole process felt clear and supportive from start to finish, and that Mike was able to explain your options in a way that helped you feel confident about your pension planning. It’s great to know his regular communication and ongoing support have been appreciated. Thank you again for your kind recommendation.

Andrew Bridges

2 weeks ago

Sean was a breath of fresh air. Very knowledgeable, friendly with a swift response turnaround with correspondence. Highly recommend this company.

Response from the owner:Thank you so much for your kind review, Lisa. We’re delighted to hear that Sean’s knowledgeable, friendly approach and prompt communication made such a positive impression. We really appreciate your recommendation.

Lisa Connor

2 weeks ago

Sherrill was so helpful and pleasant, polite, friendly and human! Everything was explained in plain terms and not rushed. The whole process was seamless and Sherrill supported me throughout. I am extremely pleased that I chose Mather and Murray to help me and would not hesitate to reccomend them and Sherrill to others who needed pensions advice.

Response from the owner:Thank you for your lovely review. We’re so pleased to hear that Sherrill made the process feel clear, supportive and unrushed. Explaining things in plain terms and making people feel comfortable is exactly what we aim for, especially when it comes to pensions advice. We really appreciate your kind words and your recommendation of Sherrill and Mather & Murray Financial.

Maryann Hindmarch

3 weeks ago

Sherril along with Mather & Murray have provided me with excellent advice regarding my personal pension and retirement planning. I found Sherril very professional & I appreciated her friendly approach in managing my finances. I would highly recommend Sherril to anyone looking for a reliable retirement advice.

Response from the owner:Thank you, Stephen, for your kind review and recommendation. We’re delighted to hear that Sherril’s professional yet friendly approach made such a positive difference. It’s great to know you felt well supported with your pension and retirement planning, and we really appreciate you taking the time to share your experience with Mather & Murray Financial.

Stephen Driscoll

4 weeks ago

Rachel Hutton was amazing, she was very knowledgable, always happy to advise and easy to contact whenever we had questions. We were very lucky to find her and would strongly recommend her particularly as a mortgage advisor which was what she helped us with, thankyou Rachel!

Response from the owner:Thank you, Chris, for your wonderful review. We’re so pleased to hear Rachel was knowledgeable, approachable and easy to contact throughout. It’s great to know her mortgage advice made such a positive difference, and your recommendation means a lot to us.

Chris Balshaw

4 weeks ago

Excellent service from Sean and the team. Very professional, friendly and helpful. Sean ensured the transactions went through smoothly to its conclusion. We would highly recommend them to others and will use them again if the need arises. Thank you to all

Response from the owner:Thank you, Barrie, for such a lovely review. We’re delighted to hear Sean and the team provided a professional, friendly and helpful service, and that everything went smoothly through to completion. Your recommendation means a great deal to us, and we’d be very happy to help again whenever needed.

Barrie Hamilton

1 month ago

I am very happy with the service of Mather and Murray for obtaining my pension and specially with the help from Kate Ricks. Very professional, done everything on time and cooperated.

Response from the owner:Thank you, Blair, for your kind review. We’re so pleased to hear you were happy with the service and that Kate’s support made the process a positive one. We really appreciate your feedback and are glad everything was handled professionally and on time.

Blair Marriott

1 month ago

Sean Davis guided us through our process in a measured and very professional manner. There was no hard sell, very transparent and honest throughout and he communicated with us regularly throughout the process. I would not only recommend Mather and Murray but we will be using them again in the future.

Response from the owner:Thank you, David. We’re really pleased to hear Sean guided you through the process in such a professional, transparent and supportive way. It means a great deal to know you felt there was no hard sell and that the communication was clear throughout. We truly appreciate your recommendation of Mather & Murray Financial and look forward to helping you again in the future.

David Connor

1 month ago

We used Sean to assist us in selling our 1st property and ending that mortgage and then buying our new home, finding the best mortgage to suit us and then setting everything up. Along with improving our life insurance, critical illness and income cover. From start to finish Sean was brilliant and a great help with everything and anything. When the process got delayed or obstacles came up he was always on hand to help, check in or make recommendations. We would highly recommend Mather and Murray and Sean and his expertise

Response from the owner:Thank you so much, Mollie. We’re delighted to hear Sean was able to support you from start to finish with your mortgage and protection needs, especially through the delays and obstacles along the way. It’s wonderful to know you felt well looked after and that Sean’s help and recommendations made a difference. We really appreciate your kind words and recommendation of Mather & Murray Financial.

Mollie Potts

1 month ago

I was put in touch with Mather & Murray from unbiased.co.uk as I felt in need of advice in selecting an annuity - I thought I knew what I was looking for, but since the decision is final and irreversible, it seemed like a good idea to get professional advice if only for a second opinion. Mather & Murray contacted me the same day - and assigned Kate Ricks as my advisor - from day one the service provided was excellent, answered all my questions, and guided me to the right decision - explanations were always available even on the trivia, - no question too daft!. Genuinely professional, reassuring and brilliant service 10/10 - Thanks Kate

Response from the owner:Thank you for taking the time to leave such a thoughtful review. We're delighted to hear that Kate was able to provide the reassurance and guidance you were looking for when making such an important decision. It's great to know that she took the time to answer all of your questions and explain everything clearly throughout the process. We believe there’s no such thing as a daft question, so we're pleased you felt comfortable seeking clarification whenever you needed it. Your kind words about Kate's professionalism and support mean a great deal, and we'll be sure to pass on your feedback to her. Thank you for choosing Mather & Murray Financial, and for placing your trust in us.

Dave Wallis

1 month ago

Fantastic experience from start to finish! Rachel H was exceptionally efficient, highly professional and always one step ahead. She answered all our questions instantly and kept us updated at every single stage of the application. If you want a smooth, fast, and hassle-free mortgage process, look no further!

Response from the owner:Thank you for your wonderful review! We're delighted to hear that you had such a positive experience working with our team. It's great to know that Rachel's efficiency and professionalism made the mortgage process smooth and hassle-free for you. We look forward to assisting you with any future financial needs.

Caroline M

1 month ago

Arranged a new mortgage for use, a relatively painless experience. Thanks

Response from the owner:Thank you for your kind words and for choosing us for your mortgage needs. We're delighted to hear that you found the process relatively painless. If you need further assistance, feel free to reach out to us.

Paul Cooper

1 month ago

Kate has been absolutely fantastic in helping my dad with his pensions. She took the time to explain everything clearly and made what can often feel like a complicated process much easier to understand. Her knowledge, professionalism, and patience have been invaluable, and she has always been approachable and willing to answer any questions. Most importantly, she has given my dad confidence and peace of mind about his financial future. I would highly recommend Kate to anyone looking for a trustworthy, knowledgeable, and genuinely caring financial advisor. Thank you for all your help and support.

Response from the owner:Thank you so much for your kind words and positive review! We're thrilled to hear that you had such a great experience with our team, especially with Kate's assistance. Our goal is to make financial processes as straightforward and understandable as possible, and it’s wonderful to know she was able to help your dad achieve clarity and confidence in his financial future. We truly appreciate your recommendation and are here to support you and your family with any future financial needs. Thank you once again for choosing us!

Amy Roberts

1 month ago

Very professional friendly service would highly recommend them for there helpful service

Response from the owner:Thank you for your wonderful feedback! We are thrilled to hear that you found our service professional and friendly. Your recommendation means a lot to us, and we are always here to help with any of your financial needs.

robert hayward

2 months ago

Sarah has been wonderful to work with. Incredibly helpful and no question was silly (and I had a lot of them!). She went over and beyond. We've attempted to use Sarah multiple times over the years when searching and pulling out of properties, and she was always so patient until we finally found the one for us. Sarah is friendly, professional and makes things super easy so we didn't have to worry about a thing relating to our mortgage. Would definitely recommend!

Response from the owner:Thank you for your wonderful review! We are delighted to hear about your positive experience with Sarah and that she was able to assist you effectively throughout your property journey. Your recommendation means a lot to us, and we're thrilled that Sarah could make the process easy and worry-free for you. We look forward to assisting you again in the future if you need any further financial services.

Charlotte Townsend

2 months ago

Kate did a great job in setting up the release of my pension pot. Kate was informative and very professional and I would not hesitate to recommend this company! With thanks Adrian

Response from the owner:Thank you, Adrian, for your kind review. We’re delighted to hear that Kate made the process of accessing your pension straightforward and that you found her informative and professional throughout. Providing clear guidance and support during important financial decisions is exactly what we aim for, so your feedback will mean a lot to Kate. Our support continues from here. We’ll stay in touch for your regular reviews to ensure your plans remain aligned with your goals, and of course you can contact us any time if you need further advice or assistance. On behalf of Kate and everyone at Mather & Murray Financial, thank you for your recommendation — we really appreciate it.

Adrian Bradfield

2 months ago

Finding a mortgage can be stressful, but working with Mather & Murray Financial made it remarkably smooth. Sherril was an absolute pleasure to work with, professional, patient, and always available to answer our questions. She guided us through every stage with clarity and expertise, and we ended up with a great deal. We're grateful for her help and wouldn't hesitate to recommend them to anyone in the market for a mortgage.

Response from the owner:Thank you, Nic, for the fantastic review. We’re delighted to hear that Sherril helped make your mortgage journey smooth and stress-free, and that you felt supported throughout every stage of the process. Her patient, clear and professional approach is exactly what we aim to deliver for all of our clients, so it’s wonderful to know you were happy with both the service and the outcome. Our support continues from here. We’ll be in touch ahead of your next mortgage review to ensure you remain on a competitive deal, and of course you can contact us any time if you need advice or your circumstances change. On behalf of Sherril and everyone at Mather & Murray Financial, thank you for your recommendation — we really appreciate it.

Nic Suica

2 months ago

Fantastic service, Rachel from mather & Murray helped us all the way, let us know what was possible in terms of mortgage, explained process, sorted life insurance policies for us, even formally complained to Insurance company on our behalf for Delay in starting policies. She was on hand to answer questions, no question was a silly one. Response to emails was always swift and was kind to let us know when there would be a Delay due to being out of the office, but had someone look after our case while she was away. Used Rachel on two occasions before and really felt like she held our hand as always and is as excited as we were on completion of house purchase. Will definitely be using Rachel and Mather and Murray for our future needs, professional with a personal touch. Thankyou

Response from the owner:Thank you, Joe, for such an amazing and detailed review. We’re delighted to hear that Rachel supported you so thoroughly throughout your mortgage and protection journey, and that you felt informed and reassured every step of the way. Going the extra mile for clients is exactly what we strive for, so it’s fantastic to hear that Rachel’s communication, support during delays, and even handling issues with the insurer made such a positive difference. It also means a lot that you’ve trusted Rachel on multiple occasions over the years. We believe financial advice should combine professionalism with a personal touch, so your feedback really captures what we aim to achieve as a business. Our support continues from here. We’ll be in touch ahead of your next mortgage and insurance reviews to make sure everything remains suitable and competitive, and of course you can contact us any time you need advice or support in the meantime. On behalf of Rachel and everyone at Mather & Murray Financial, thank you for your continued trust and recommendation — we truly appreciate it.

Joe Gale st george

2 months ago

Thank you to Mather and Murray for unravelling a pension impasse. All team that I was involved with were responsive, gave sound advice and did so at a customized payment rate due to where the funds were and where I live. I would highly recommend this company for those needing financial advice of any kind, not just pension pot decisions.

Response from the owner:Thank you, David, for your thoughtful review. We’re really pleased we were able to help resolve what had become a difficult pension situation and provide advice tailored to your personal circumstances and location. It’s great to hear that you found the team responsive and supportive throughout the process. We always aim to deliver practical, personalised advice that works for each client’s individual needs. Our support continues from here. We’ll be in touch for your regular reviews, and of course if your circumstances change or you need guidance on any other area of financial planning, please don’t hesitate to contact us. On behalf of everyone at Mather & Murray Financial, thank you for your recommendation — we truly appreciate it.

David Austin

2 months ago

I received pension advice from Steve Murray when my fund with Aviva became available to me. Steve was friendly and approachable and I was able to follow his recommendations easily. I purchased an annuity through Mather & Murray and would recommend them to anyone seeking financial advice.

Response from the owner:Thanks for your review Clive, we appreciate your feedback and we are really pleased you were happy with the service you received from Steve.

Clive Street

3 months ago

Late in 2025 I began exploring the possibility of releasing capital from my property through Equity Release. I had downsized in 2021 into a property that has needed a lot of improvements, so has incurred loads of unavoidable expenses. I submitted an application to a well-known firm, but following the survey, it was rejected due to the percentage of single skin construction of the kitchen extension, which placed it out of their acceptable criteria. I hadn't foreseen such a complication. Fortunately, their financial advisor suggested that I contact Unbiased online, which I did, and they put me in touch wih Mather & Murray Financial. They appointed Rachel Hurron as my financial advisor. In our initial telephone conversation, I explained my previous difficulty, and she said she would pursue the potential options for me. It wasn't long before she ferreted out LiveMore, whose criteria was more flexible, but it would require both the minimum amount to be borrowed and the interest rate to be higher at a higher rate. I was relieved to hear that there was an option available. Their minimum loan requirement has actually been more sensible for my objectives. I have mentioned all this to encourage anyone who encounters any similar difficulties to not give up the search, Rachel, my advisor, has been an absolute star. She came to the house for some initial discussions regarding ER, which I was already fairly familiar with. She recorded all the information needed for my application, discussed my objectives, made suggestions and explained anything needing clarification. In addition, the home visit was also important, so that in viewing the property, she'd be better able to support my application with LiveMore. Subsequently, all our contacts have been online, and all documents were accessible for printing. I found her very professional, fully versed in all the perameters of the ER scenario, efficient and obviously enjoys her work. She is personable, communicative and always responded to my emails in good time. She was able to put me in touch with Equilaw, who arranged for a surveyor and handled all the legalities. Once the surveyor's report was favourable received, everything proceeded smoothly to completion. I owe a great deal of thanks to Rachel for facilitating everything from start to finish. She is a great asset to Mather and Murray Financial, a firm I have no hesitation in recommending to anyone requiring professional financial services. MRR

Response from the owner:Thank you, Marlene, for taking the time to share such a detailed account of your experience — it’s incredibly helpful for others who may find themselves in a similar situation. We’re delighted to hear that Rachel was able to find a solution for you despite the initial challenges. Situations like this can be complex and, at times, discouraging, so it’s great to know her persistence and knowledge helped uncover a suitable option and see everything through to completion. It’s also wonderful to hear how much you valued the home visit, clear explanations, and ongoing communication. Rachel takes great pride in supporting her clients every step of the way, and your feedback will mean a lot to her. Our support continues from here. We’ll be in touch for regular reviews to ensure your plans remain aligned with your needs, and of course you can contact us at any time if your circumstances change or you need further advice. On behalf of Rachel and everyone at Mather & Murray Financial, thank you for your kind words and recommendation — we’re so pleased we could help.

marlene reading

3 months ago

Very thorough explanation of how to use your money for you and your future. Really felt as though Steve was listening to what we wanted for ourselves and came up with a plan to match. Very happy with the advice and would highly recommend.

Response from the owner:Thank you, Martin, for the great feedback. We’re really pleased to hear that Steve took the time to listen to your goals and put together a plan that feels right for you and your future. Clear, tailored advice is exactly what we aim to deliver, so it’s fantastic to know you felt well supported throughout the process. Our support continues from here. We’ll be in touch for your regular reviews to keep everything on track, and of course you can contact us any time if your plans or circumstances change. On behalf of Steve and everyone at Mather & Murray Financial, thank you for your recommendation — we really appreciate it!

Martin White

3 months ago

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