Auto-Enrolment and Company Pensions
Supporting Employers, Empowering Employees
Every employer in the UK has a legal duty to provide a workplace pension for their eligible employees. But for many business owners, navigating auto-enrolment rules and managing ongoing pension responsibilities can feel complex and time-consuming. At Mather & Murray Financial, we help you meet your obligations, keep compliant, and deliver real value to your employees through tailored pension advice.
What Is Auto-Enrolment?
Auto-enrolment was introduced by the government to ensure every eligible employee has access to a workplace pension. As an employer, you must:
Automatically enrol qualifying employees into a workplace pension scheme.
Make minimum contributions on behalf of your employees.
Ensure your scheme is compliant with The Pensions Regulator’s requirements.
Re-enrol eligible employees every three years.
While the rules are clear, putting them into practice can be more challenging — particularly for smaller businesses or those without an in-house HR function.
Why Pension Planning Matters for Employers
Offering a competitive and well-managed pension scheme is about more than meeting a legal requirement. Done properly, it can:
Attract and retain staff – employees are more likely to value a company that invests in their long-term future.
Boost morale – knowing their retirement is being supported helps staff feel secure.
Stay compliant – avoiding fines and penalties from The Pensions Regulator.
Offer flexibility – tailored schemes can match your workforce demographics and budget.
How We Help Employers
As independent financial advisers, our role is to make pensions simple. We can:
Assess your current pension scheme and check it remains compliant.
Recommend the most suitable workplace pension for your business and employees.
Advise on contribution structures – helping you balance costs with benefits.
Provide ongoing support – from scheme reviews to staff communications.
Deliver employee workshops and seminars so your team understands the value of their pension.
Case Study Example
A small manufacturing firm in Swindon came to us after struggling with their workplace pension admin. We helped them switch to a provider with lower costs, set up clear employee communications, and introduced annual pension reviews. Staff engagement increased, and the company saved money while staying compliant.
Why Choose Mather & Murray Financial?
Independent Advice – we are not tied to one provider.
Local Support – with our head office in Swindon and advisers nationwide, we can support businesses of all sizes.
Proven Experience – from start-ups to established firms, we help employers design pension schemes that work.
Ready to review your company pension?
Speak to our independent pension specialists today. Whether you’re setting up auto-enrolment for the first time or reviewing an existing scheme, we’ll make the process simple and effective.
BOOK A CALL BACK or CONTACT US now.
The Financial Conduct Authority does not regulate auto-enrolment advice to employers.
