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Why You Absolutely Need a Will: A Clear and Simple Guide

January 31, 2024

Introduction Hello! Today we’re tackling an essential topic that’s often overlooked: the importance of making a will. Regardless of your age or wealth, having a will is a critical aspect of financial planning. Let’s explore why it’s crucial and what you should know. Section 1: What Happens If You Don’t Have a Will? What if…

Understanding Your State Pension: A Comprehensive Guide

January 24, 2024

Introduction Welcome to our comprehensive guide on understanding your state pension in the UK. As independent financial advisers based in Swindon, we’re here to help you navigate through the complexities of pensions and National Insurance, ensuring you’re well-informed and prepared for retirement. The New State Pension: Eligibility Is the UK state pension a benefit? The…

Staying Safe Online: How to Spot and Dodge Scammers

January 18, 2024

No longer do you have to fall victim to a supposed Nigerian Prince, offering you winnings of an African lottery that you have never entered to get ripped off. Scammers are becoming more and more sophisticated with their techniques. These sneaky people want to trick you out of your money or personal information, but don’t worry—we’ve…

Money and Mental Health: Navigating the Connection with Strategies for Well-being

January 15, 2024

Introduction In the hustle of life, we often overlook the profound impact our financial health can have on our mental well-being. The intricate dance between money and mental health is more than just numbers on a bank statement. Let’s delve into this often-neglected aspect of our lives, explore the nuanced connections, and discover strategies for…

Understanding Personal Injury Trusts

January 12, 2024

Understanding Personal Injury Trusts: A Guide to Financial Security After Serious Injury Introduction When serious injury strikes, navigating the aftermath involves more than just physical recovery. The compensation received demands careful consideration to ensure long-term financial security. Enter the crucial tool – the Personal Injury Trust. I. Unveiling the Features of a Personal Injury Trust…

Will I have to sell my house to pay for care home fees?

January 11, 2024

Will the Local Council Pay for My Care Home Fees? Understanding the Landscape There is currently no cap on care home fees in the UK. The UK government has announced that from October 2025 (this was originally due to come into effect in 2023 but has been delayed), no one in England will have to…

Cultivating Money Smarts: A Guide to Teaching Children About Finances

January 10, 2024

Welcome to a transformative journey of financial empowerment for your little ones! At Mather & Murray Financial, your dedicated financial advisers in Swindon and nationwide, we recognise the crucial role of instilling money management skills early on. Join us in exploring practical, fun, and comprehensive ways to teach your children about the fascinating world of…

Mather & Murray Financial on BBC Radio Business Matters

December 21, 2023

Samuel Mather-Holgate, director at Mather & Murray Financial, interviewed on BBC Radio’s Business Matters on the recent interest rate decision by the Bank of England. Listen BBC Radio Interview short.

How to Reduce My Income Tax Liability with Venture Capital Trusts (VCTs)

December 21, 2023

Navigating Tax Efficiency for High Earners In the complex world of income tax planning, various schemes can help individuals reduce their tax liability. In this guide, we’ll dive into one potent strategy: Venture Capital Trusts (VCTs). Designed to encourage investment in small, high-risk trading companies, VCTs offer not only the prospect of returns but also…

Unlocking Financial Potential: Understanding the Family Investment Company

December 15, 2023

Exploring Features and Benefits In the intricate realm of financial planning, the Family Investment Company (FIC) has emerged as a strategic and versatile tool for families looking to safeguard and grow their wealth. In this guide, we’ll delve into the essence of a Family Investment Company, unveiling its features and the array of benefits it…

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