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Top Tips to Improve Your Credit Rating and Secure Your Perfect Mortgage

August 8, 2023

Securing a mortgage for your dream home is a significant step, and your credit rating plays a crucial role in this process. A good credit rating not only increases your chances of approval but also helps you secure better terms and interest rates. Whether you’re a first-time homebuyer or considering remortgaging, improving your credit rating…

The week in review – 17th July 2023

July 17, 2023

Core inflation slowdown equals upbeat equity markets We wrote at the end of last week that markets were still absorbing the prospect of another round of significant interest rate rises from central banks, and that equities would therefore come under further pressure. But by the end of last week equity markets had risen sharply, with…

BBC Radio interview

July 14, 2023

BBC Radio interviewed Samuel Mather-Holgate, director at Mather & Murray Financial, about interest rates, the Bank of England, inflation and the state of the UK economy.  

The week in review – 10th July 2023

July 10, 2023

Markets sour on news of resilient economy The second quarter’s positive stock market returns were driven by a somewhat surprising improvement in investor sentiment. At the end of March the fear was that the US regional banks crisis would create a more pronounced slowdown than previously anticipated, which it did not and also while bond…

How to choose a financial adviser

July 5, 2023

When it comes to managing your finances and planning for the future, finding the right financial adviser is crucial. With so many options out there, it can be overwhelming to determine who can truly meet your unique needs. At Mather & Murray Financial, we understand the importance of selecting the right partner to guide you…

The week in review – 3rd July 2023

July 3, 2023

A glass half-full half year The second quarter ended with positive sentiment towards global risk assets (Although UK assets have fared less well), a surprising turnaround given the black clouds that gathered back in March amid the  US regional bank crisis. Markets have responded well to more earnings positivity from analysts, but the biggest change…

The week in review – 19th June 2023

June 19, 2023

Market conundrums amid volatile growth Equity markets moved higher last week, despite central bank hawkishness. We had another 0.25% rate rise from the European Central Bank (ECB) and, although the US Federal Open markets Committee (FOMC) left rates unchanged, they gave us and through their ‘dots plot’ they gave us strong hints of at least…

FOCUS on Swindon: Why Swindon is a Great Place to Retire- Enjoying Your Golden Years in a Vibrant Community

June 16, 2023

Retirement is a time to relax, explore new opportunities, and fully enjoy life. If you’re considering where to spend your golden years, look no further than Swindon. This vibrant town offers a plethora of attractions and a warm community spirit that make it an ideal place to retire. Embracing a Thriving Community: The Welcoming Spirit…

Unlocking Opportunities: Mortgages, Insurance, and Tax Strategies for Portfolio Landlords

June 14, 2023

Introduction Welcome to our comprehensive guide for portfolio landlords, who face unique challenges in obtaining mortgages and navigating the ever-changing landscape of tax legislation. In this article, we will explore tailored solutions for financing, insurance coverage, and discuss the important decision of whether to incorporate. Our expertise and understanding of portfolio landlords ensure you can…

FOCUS on Brighton- Unlocking Your Home’s Value in Beautiful Brighton: A Guide to Equity Release

June 13, 2023

Welcome to our comprehensive guide on equity release in Brighton, where you can unlock the value of your home and embrace the vibrant lifestyle this coastal city has to offer. In this article, we will explore the benefits of equity release while showcasing Brighton’s unique charm and why it’s an ideal place to call home.…

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Money News

Annabel Yates says she faces a 94 mile round trip to bank a cheque because of changes at Lloyds.

No affordable housing was built in Guernsey in 2025 despite a target of 1,488 units by 2028.

The war in Iran has pushed UK Inflation further above the Bank of England's 2% target.

The average rental in Guernsey is now £2,170 a month.