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Accessing Personal Insurance for People with HIV

August 23, 2024

Accessing Life Insurance and Income Protection for People with HIV: Myths Dispelled and the Importance of Expert Advice Living with HIV has seen significant advancements in recent years, particularly in terms of medical care and access to insurance. At Mather & Murray Financial, we understand the unique challenges and opportunities that these changes present. Recent…

Big Changes Ahead for Childcare Funding!

August 8, 2024

By Helen Quayle Attention, working families with preschoolers—exciting changes are coming your way! Did you know that childcare funding is about to change significantly? Here’s what you need to know about the expanded offer. The Expanded Offer Starting in April 2024, eligible working parents of 2-year-olds can access 15 hours of childcare support per week.…

The Importance of Starting Your Pension Early: A Guide to Financial Security

July 19, 2024

I understand the crucial role that pensions play in securing your financial future. One of the most frequently asked questions I encounter is about the ideal time to start saving for retirement. In this blog, I will address this and other important questions to help you understand the significance of early pension savings and how…

Navigating Financial Planning During Divorce: Essential Considerations

June 28, 2024

Introduction Divorce can be a profoundly challenging time, affecting individuals not only emotionally but also financially. Understanding how to manage and protect your finances during this significant life transition is crucial for long-term stability. In this blog post, we’ll look into the essential financial aspects you need to consider when going through a divorce, including…

Celebrating Armed Forces Day: The Importance of Financial Advice for Our Heroes

June 24, 2024

Introduction As we approach Armed Forces Day on 29th June, it’s a time not only to honour our service members, veterans, and their families but also to acknowledge the unique financial challenges they face. The demands of military life, including frequent relocations and deployments, can make financial planning especially complex. The Value of Specialised Financial…

Understanding Capital Gains Tax: What to Expect in the 2024 UK General Election

June 19, 2024

Introduction With the 2024 UK general election drawing near, questions are circulating about potential tax changes under a new government. Capital Gains Tax (CGT) is often a topic of discussion. Here, we answer the most pressing questions about what CGT is, the current rates, exemptions, and how things might shift post-election. What is Capital Gains…

Experience the World at Cricklade Festival 2024: Music, Dance, and Classic Cars Await!

May 23, 2024

Nestled in the heart of Wiltshire, just a few miles north of Swindon, the historic town of Cricklade invites you to the 2024 edition of its much-loved annual festival. This year, we celebrate the rich tapestry of cultures with our theme, “It’s a Small World: Celebrating World Music and Dance.” Mark your calendars for 9th…

New Tax Year Planning: What You Need to Consider Now

April 5, 2024

Book a call back now! As we usher in the new tax year, it’s the perfect time to give your finances a spring clean. Whether you’re an experienced investor or just starting to navigate the complexities of financial planning, there are several key areas to consider to ensure you’re making the most of your allowances…

Empowering Women with Financial Advice: Top 10 Reasons It’s Essential in the UK

March 10, 2024

In the UK, financial empowerment for women is not just about equality; it’s about smart planning and recognising the unique challenges women face. With issues like the gender pay gap and career breaks impacting long-term financial health, tailored financial advice is critical. Here’s why financial advice is invaluable for women. 1. Tackling the Gender Pay…

Budget Update 2024

March 7, 2024

   On 6 March, Chancellor of the Exchequer Jeremy Hunt delivered his Spring Budget to the House of Commons declaring it was “a Budget for long-term growth.” The fiscal update included a number of new policy measures, such as a widely-anticipated reduction in National Insurance, abolition of the non-dom tax status and new savings products…

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Money News

Annabel Yates says she faces a 94 mile round trip to bank a cheque because of changes at Lloyds.

No affordable housing was built in Guernsey in 2025 despite a target of 1,488 units by 2028.

The war in Iran has pushed UK Inflation further above the Bank of England's 2% target.

The average rental in Guernsey is now £2,170 a month.