Rachel Hutton

Outstanding service. I highly recommend Sean Davis for anyone in need of a knowledgeable and reliable mortgage adviser. he took all the stress away from remortgaging our house and worked brilliantly with our solicitors to get it done.

Worked very closely with these guys over the last 5 years, recommended to me by the NHS. I finally feel like our finances are in control and we have a long term plan. We’ve had some excellent advice from two very knowledgeable advisors. Very non biased and really good at explaining in layman’s terms - highly recommend

Steven Archer at Mather and Murray has been an absolute godsend. I have four pensions and other investments that I hadn’t a clue what to do with or how to get a regular tax efficient income from. Steve has managed to explain everything clearly and concisely and has come up with a plan tailored to my situation. I now feel much more secure and confident in the future. He is knowledgeable, professional, and personable. If you need to sort out your retirement finances, I highly recommend Steve at Mather and Murray.

I found your company via the find an IFA website. The whole process from booking an initial appointment to discussing with Mike was excellent throughout and he explained all the options and my attitude to risk and helped me choose an appropriate option for my pension now I have reached the age of 55. Mike has been in touch regularly throughout the process and will continue to provide support including advice on my new work pension and where to invest. I can't recommend Mike highly enough. Many Thanks. :-)

Sean was a breath of fresh air. Very knowledgeable, friendly with a swift response turnaround with correspondence. Highly recommend this company.

Sherrill was so helpful and pleasant, polite, friendly and human! Everything was explained in plain terms and not rushed. The whole process was seamless and Sherrill supported me throughout. I am extremely pleased that I chose Mather and Murray to help me and would not hesitate to reccomend them and Sherrill to others who needed pensions advice.

Sherril along with Mather & Murray have provided me with excellent advice regarding my personal pension and retirement planning. I found Sherril very professional & I appreciated her friendly approach in managing my finances. I would highly recommend Sherril to anyone looking for a reliable retirement advice.

Rachel Hutton was amazing, she was very knowledgable, always happy to advise and easy to contact whenever we had questions. We were very lucky to find her and would strongly recommend her particularly as a mortgage advisor which was what she helped us with, thankyou Rachel!

Excellent service from Sean and the team. Very professional, friendly and helpful. Sean ensured the transactions went through smoothly to its conclusion. We would highly recommend them to others and will use them again if the need arises. Thank you to all

I am very happy with the service of Mather and Murray for obtaining my pension and specially with the help from Kate Ricks. Very professional, done everything on time and cooperated.

Sean Davis guided us through our process in a measured and very professional manner. There was no hard sell, very transparent and honest throughout and he communicated with us regularly throughout the process. I would not only recommend Mather and Murray but we will be using them again in the future.

We used Sean to assist us in selling our 1st property and ending that mortgage and then buying our new home, finding the best mortgage to suit us and then setting everything up. Along with improving our life insurance, critical illness and income cover. From start to finish Sean was brilliant and a great help with everything and anything. When the process got delayed or obstacles came up he was always on hand to help, check in or make recommendations. We would highly recommend Mather and Murray and Sean and his expertise

I was put in touch with Mather & Murray from unbiased.co.uk as I felt in need of advice in selecting an annuity - I thought I knew what I was looking for, but since the decision is final and irreversible, it seemed like a good idea to get professional advice if only for a second opinion. Mather & Murray contacted me the same day - and assigned Kate Ricks as my advisor - from day one the service provided was excellent, answered all my questions, and guided me to the right decision - explanations were always available even on the trivia, - no question too daft!. Genuinely professional, reassuring and brilliant service 10/10 - Thanks Kate

Fantastic experience from start to finish! Rachel H was exceptionally efficient, highly professional and always one step ahead. She answered all our questions instantly and kept us updated at every single stage of the application. If you want a smooth, fast, and hassle-free mortgage process, look no further!

Arranged a new mortgage for use, a relatively painless experience. Thanks

Kate has been absolutely fantastic in helping my dad with his pensions. She took the time to explain everything clearly and made what can often feel like a complicated process much easier to understand. Her knowledge, professionalism, and patience have been invaluable, and she has always been approachable and willing to answer any questions. Most importantly, she has given my dad confidence and peace of mind about his financial future. I would highly recommend Kate to anyone looking for a trustworthy, knowledgeable, and genuinely caring financial advisor. Thank you for all your help and support.

Very professional friendly service would highly recommend them for there helpful service

Sarah has been wonderful to work with. Incredibly helpful and no question was silly (and I had a lot of them!). She went over and beyond. We've attempted to use Sarah multiple times over the years when searching and pulling out of properties, and she was always so patient until we finally found the one for us. Sarah is friendly, professional and makes things super easy so we didn't have to worry about a thing relating to our mortgage. Would definitely recommend!

Kate did a great job in setting up the release of my pension pot. Kate was informative and very professional and I would not hesitate to recommend this company! With thanks Adrian

Finding a mortgage can be stressful, but working with Mather & Murray Financial made it remarkably smooth. Sherril was an absolute pleasure to work with, professional, patient, and always available to answer our questions. She guided us through every stage with clarity and expertise, and we ended up with a great deal. We're grateful for her help and wouldn't hesitate to recommend them to anyone in the market for a mortgage.

Fantastic service, Rachel from mather & Murray helped us all the way, let us know what was possible in terms of mortgage, explained process, sorted life insurance policies for us, even formally complained to Insurance company on our behalf for Delay in starting policies. She was on hand to answer questions, no question was a silly one. Response to emails was always swift and was kind to let us know when there would be a Delay due to being out of the office, but had someone look after our case while she was away. Used Rachel on two occasions before and really felt like she held our hand as always and is as excited as we were on completion of house purchase. Will definitely be using Rachel and Mather and Murray for our future needs, professional with a personal touch. Thankyou

Thank you to Mather and Murray for unravelling a pension impasse. All team that I was involved with were responsive, gave sound advice and did so at a customized payment rate due to where the funds were and where I live. I would highly recommend this company for those needing financial advice of any kind, not just pension pot decisions.

I received pension advice from Steve Murray when my fund with Aviva became available to me. Steve was friendly and approachable and I was able to follow his recommendations easily. I purchased an annuity through Mather & Murray and would recommend them to anyone seeking financial advice.

Late in 2025 I began exploring the possibility of releasing capital from my property through Equity Release. I had downsized in 2021 into a property that has needed a lot of improvements, so has incurred loads of unavoidable expenses. I submitted an application to a well-known firm, but following the survey, it was rejected due to the percentage of single skin construction of the kitchen extension, which placed it out of their acceptable criteria. I hadn't foreseen such a complication. Fortunately, their financial advisor suggested that I contact Unbiased online, which I did, and they put me in touch wih Mather & Murray Financial. They appointed Rachel Hurron as my financial advisor. In our initial telephone conversation, I explained my previous difficulty, and she said she would pursue the potential options for me. It wasn't long before she ferreted out LiveMore, whose criteria was more flexible, but it would require both the minimum amount to be borrowed and the interest rate to be higher at a higher rate. I was relieved to hear that there was an option available. Their minimum loan requirement has actually been more sensible for my objectives. I have mentioned all this to encourage anyone who encounters any similar difficulties to not give up the search, Rachel, my advisor, has been an absolute star. She came to the house for some initial discussions regarding ER, which I was already fairly familiar with. She recorded all the information needed for my application, discussed my objectives, made suggestions and explained anything needing clarification. In addition, the home visit was also important, so that in viewing the property, she'd be better able to support my application with LiveMore. Subsequently, all our contacts have been online, and all documents were accessible for printing. I found her very professional, fully versed in all the perameters of the ER scenario, efficient and obviously enjoys her work. She is personable, communicative and always responded to my emails in good time. She was able to put me in touch with Equilaw, who arranged for a surveyor and handled all the legalities. Once the surveyor's report was favourable received, everything proceeded smoothly to completion. I owe a great deal of thanks to Rachel for facilitating everything from start to finish. She is a great asset to Mather and Murray Financial, a firm I have no hesitation in recommending to anyone requiring professional financial services. MRR

Very thorough explanation of how to use your money for you and your future. Really felt as though Steve was listening to what we wanted for ourselves and came up with a plan to match. Very happy with the advice and would highly recommend.