Advice

By Helen Quayle, Independent Financial Adviser for Mather & Murray Financial- International Women’s Day is on 8th March 2025:  It gives me a real buzz when people reach out to me for my thoughts about women in financial services in the lead-up to International Women’s Day (IWD). It makes me realise that I must be…

By Samuel Mather-Holgate  As we approach the end of the 2024/25 tax year on 5th April, time is running out to make the most of your tax allowances and reliefs. This is a critical period for both individuals and business owners to ensure they have maximised tax-efficient savings, used their allowances effectively, and prepared for…

By Samuel Mather-Holgate As the tax year draws to a close, there’s no better time to review your pension contributions and ensure you’re taking full advantage of the tax breaks and allowances available. Even with upcoming changes to inheritance tax (IHT) on pension death benefits, pensions remain one of the most tax-efficient ways to save…

By Samuel Mather-Holgate For many couples, co-habiting feels like a natural step in their relationship. You share a home, expenses, and perhaps even dreams for the future. However, when it comes to property ownership, co-habiting couples face a significantly different legal landscape compared to those who are married or in a civil partnership. Without proper…

By Samuel Mather-Holgate Living overseas doesn’t mean leaving your UK pension behind. You could be in Malta, Switzerland, Spain, Italy, Canada, France Denmark, or anywhere else for that matter, understanding your pension options is essential to secure your retirement. From transfers to benefits, annuities to drawdown, and even inheritance planning, navigating the complexities of UK…

By Samuel Mather-Holgate Every year, millions of people around the world experience a stroke. I know, personally, several people who have (and are) going through the ordeal who each have individual symptoms varying in severity. World Stroke Day, observed on October 29th, is a day dedicated to raising awareness about stroke prevention, symptoms, treatment, and…

By Samuel Mather-Holgate As people are living longer and healthier lives, many older clients are exploring financial options that allow them to maintain their lifestyle, supplement their pension income, or help family members. For older homeowners, there are a variety of lending solutions available, including traditional mortgages, retirement interest-only mortgages (RIO), and lifetime mortgages. Each…

Accessing Life Insurance and Income Protection for People with HIV: Myths Dispelled and the Importance of Expert Advice Living with HIV has seen significant advancements in recent years, particularly in terms of medical care and access to insurance. At Mather & Murray Financial, we understand the unique challenges and opportunities that these changes present. Recent…