Posts by Sam
UK Autumn Statement: How Labour Might Tackle the Fiscal Deficit Without Raising Income Tax, National Insurance, or VAT
Introduction With Labour’s recent election win, attention is now focused on their upcoming Autumn Statement, which will reveal their plans to address the so-called “fiscal black hole.” Labour has already ruled out increasing income tax rates, National Insurance, or VAT, narrowing the options available to raise the necessary revenue. This blog explores the potential tax…
Read MoreAccessing Personal Insurance for People with HIV
Accessing Life Insurance and Income Protection for People with HIV: Myths Dispelled and the Importance of Expert Advice Living with HIV has seen significant advancements in recent years, particularly in terms of medical care and access to insurance. At Mather & Murray Financial, we understand the unique challenges and opportunities that these changes present. Recent…
Read MoreBig Changes Ahead for Childcare Funding!
By Helen Quayle Attention, working families with preschoolers—exciting changes are coming your way! Did you know that childcare funding is about to change significantly? Here’s what you need to know about the expanded offer. The Expanded Offer Starting in April 2024, eligible working parents of 2-year-olds can access 15 hours of childcare support per week.…
Read MoreThe Importance of Starting Your Pension Early: A Guide to Financial Security
I understand the crucial role that pensions play in securing your financial future. One of the most frequently asked questions I encounter is about the ideal time to start saving for retirement. In this blog, I will address this and other important questions to help you understand the significance of early pension savings and how…
Read MoreNavigating Financial Planning During Divorce: Essential Considerations
Introduction Divorce can be a profoundly challenging time, affecting individuals not only emotionally but also financially. Understanding how to manage and protect your finances during this significant life transition is crucial for long-term stability. In this blog post, we’ll look into the essential financial aspects you need to consider when going through a divorce, including…
Read MoreCelebrating Armed Forces Day: The Importance of Financial Advice for Our Heroes
Introduction As we approach Armed Forces Day on 29th June, it’s a time not only to honour our service members, veterans, and their families but also to acknowledge the unique financial challenges they face. The demands of military life, including frequent relocations and deployments, can make financial planning especially complex. The Value of Specialised Financial…
Read MoreUnderstanding Capital Gains Tax: What to Expect in the 2024 UK General Election
Introduction With the 2024 UK general election drawing near, questions are circulating about potential tax changes under a new government. Capital Gains Tax (CGT) is often a topic of discussion. Here, we answer the most pressing questions about what CGT is, the current rates, exemptions, and how things might shift post-election. What is Capital Gains…
Read MoreExperience the World at Cricklade Festival 2024: Music, Dance, and Classic Cars Await!
Nestled in the heart of Wiltshire, just a few miles north of Swindon, the historic town of Cricklade invites you to the 2024 edition of its much-loved annual festival. This year, we celebrate the rich tapestry of cultures with our theme, “It’s a Small World: Celebrating World Music and Dance.” Mark your calendars for 9th…
Read MoreNew Tax Year Planning: What You Need to Consider Now
Book a call back now! As we usher in the new tax year, it’s the perfect time to give your finances a spring clean. Whether you’re an experienced investor or just starting to navigate the complexities of financial planning, there are several key areas to consider to ensure you’re making the most of your allowances…
Read MoreEmpowering Women with Financial Advice: Top 10 Reasons It’s Essential in the UK
In the UK, financial empowerment for women is not just about equality; it’s about smart planning and recognising the unique challenges women face. With issues like the gender pay gap and career breaks impacting long-term financial health, tailored financial advice is critical. Here’s why financial advice is invaluable for women. 1. Tackling the Gender Pay…
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