Trump’s Reckless Tariff Strategy: Markets in Meltdown

Inflatable orange balloon caricature of Donald Trump, symbolising market disruption and economic instability

By Samuel Mather-Holgate The financial markets have had a rough ride recently, and if you’re watching the news or checking your portfolio, you’ve probably felt the impact. One of the key drivers of this turbulence? The escalation of trade tariffs under former President Trump’s renewed economic influence, which is sending ripples—and in some cases, shockwaves—through…

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Financial Lessons We Learn from Mum – And How to Pass Them On

Mum and daughter doing yoga together, symbolising balance, wellbeing, and passing down positive financial habits

By Samuel Mather-Holgate For many of us, our first experience of money came from Mum. Whether it was being handed a few coins for sweets, learning how to budget pocket money, or hearing the phrase “money doesn’t grow on trees” (more times than we can count), mums have been quietly shaping our financial habits for…

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The Biggest Retirement Planning Mistakes (and How to Avoid Them)

Older woman practicing yoga outdoors, representing active retirement and healthy lifestyle in later life

By Samuel Mather-Holgate Are You Making These Common Retirement Planning Mistakes? Retirement should be a time to enjoy life without money worries—but for many people, that’s not the reality. The earlier you start planning for retirement, the better your outcomes will be. But even if you’ve already started saving, it’s easy to fall into common…

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Market Volatility & Trump’s Tariffs: What Investors Need to Know

Donald Trump and Xi Jinping standing with U.S. and Chinese flags, symbolising trade tensions and their impact on global markets

By Samuel Mather-Holgate Understanding the Recent Market Turbulence Global financial markets have faced increased volatility following the announcement of new U.S. tariffs. The United States has imposed: A 20% tariff on goods from China A 25% tariff on goods from Mexico and Canada These measures have caused immediate market reactions, including: Weaker equities and currency…

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Tax Year-End Planning: What You Need to Consider Before 6th April

Rachel Reeves, UK Chancellor, holding the red Budget Box, symbolising the tax year-end and upcoming financial planning opportunities for 2025

By Samuel Mather-Holgate  As we approach the end of the 2024/25 tax year on 5th April, time is running out to make the most of your tax allowances and reliefs. This is a critical period for both individuals and business owners to ensure they have maximised tax-efficient savings, used their allowances effectively, and prepared for…

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Ten Reasons to Boost Your Pension Before April 2025

Retired couple enjoying a holiday by the pool, representing the benefits of boosting your pension for a comfortable retirement.

By Samuel Mather-Holgate As the tax year draws to a close, there’s no better time to review your pension contributions and ensure you’re taking full advantage of the tax breaks and allowances available. Even with upcoming changes to inheritance tax (IHT) on pension death benefits, pensions remain one of the most tax-efficient ways to save…

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The Hidden Risks of Co-Habiting: What You Need to Know About Property Ownership

A co-habiting couple holding paper hearts, representing the importance of property rights and legal protection for unmarried partners

By Samuel Mather-Holgate For many couples, co-habiting feels like a natural step in their relationship. You share a home, expenses, and perhaps even dreams for the future. However, when it comes to property ownership, co-habiting couples face a significantly different legal landscape compared to those who are married or in a civil partnership. Without proper…

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