Posts by Sam
Monday Market Update – 2nd October 2023
Economic resistance is about to be tested September is rarely a great month for investors, and last month proved no exception. Broadly, both equities and bond values declined and there is increasing sentiment that the 2023 market recovery is running out of steam or may even be turning. This may seem surprising to investors as…
Read MoreMonday Market Update – Monday 18th September 2023
Central bank hawks still determined to defang inflation This time last week, it still seemed as if European Central Bank (ECB) policymakers would hold off on another rate hike, following some dire economic data. But on Thursday, the ECB raised its deposit rate once again by 0.25% to an all-time high of 4%. Markets took…
Read MoreTax Planning for Brighton’s Small Business Owners
Brighton’s vibrant business scene is a melting pot of creativity and entrepreneurship. If you’re a small business owner in this coastal city, you’re part of a dynamic community that thrives on innovation. However, along with the opportunities come responsibilities, and one significant aspect is managing your tax liabilities effectively. In this article, we’ll explore tax…
Read MoreMonday Market Update – 11th September 2023
Oil prices up and an ill wind for renewables So far Markets have been generally quiet during September, but energy is again becoming an issue. Oil prices have risen since the start of the summer, with Brent crude having bounced along a bottom of $73 per barrel for the first half of 2023. Compared with…
Read MoreMonday Market Update – 4th September 2023
New school term has the US top of the class Summer is officially over, but we are none the wiser regarding the direction of the economy. Or are we? Generally, the inflation backdrop continues to ease, although not fast enough for comfort according to Bank of England (BoE) chief economist Huw Pill. He wants interest…
Read MoreMonday Market Update – 21st August
Bonds are back Last week was another difficult one for both equity and bond markets. As a result, the positive returns of July have mostly been erased so far in August. Overall, world markets are largely unchanged from a year ago. Many commentators have pointed to the rise in global bond yields as a big…
Read MoreWhat is a Mortgage Capacity Report?
Unveiling the Power of a Mortgage Capacity Report In the realm of mortgages, navigating the complexities can be akin to traversing uncharted waters. But fear not, for a Mortgage Capacity Report is a beacon of clarity, casting light on your ability to secure your dream home. At Mather & Murray Financial, we recognise the significance…
Read MoreMonday Market Update – 14th August
Summer markets lukewarm on good news On the face of it, last week contained many of the positive headlines market optimists had been waiting for, but the response to those headlines received was tepid at best. On Thursday, the US Bureau of Labor Statistics released its consumer price index (CPI) inflation data for July, and…
Read MoreTop Tips to Improve Your Credit Rating and Secure Your Perfect Mortgage
Securing a mortgage for your dream home is a significant step, and your credit rating plays a crucial role in this process. A good credit rating not only increases your chances of approval but also helps you secure better terms and interest rates. Whether you’re a first-time homebuyer or considering remortgaging, improving your credit rating…
Read MoreThe week in review – 17th July 2023
Core inflation slowdown equals upbeat equity markets We wrote at the end of last week that markets were still absorbing the prospect of another round of significant interest rate rises from central banks, and that equities would therefore come under further pressure. But by the end of last week equity markets had risen sharply, with…
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