Investing in Property in Swindon: A Lucrative Opportunity

Mortgage advice Swindon

Investing in Property in Swindon: A Lucrative Opportunity Are you searching for the perfect location to invest in property? Look no further than Swindon! This bustling town in the heart of England offers a wealth of opportunities for property investors. In this article, we’ll explore the reasons why Swindon is a great place to invest…

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Expert independent financial advice for the LGBT+ community

Gay financial advice Swindon

As independent financial advisers, we understand that every individual has unique financial goals and challenges. This is especially true for members of the LGBT+ community, who may face additional financial hurdles due to societal and legal discrimination. Mather & Murray Financial was founded in Swindon, by a member of this community, and ensuring everyone gets…

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Removal of the lifetime allowance – what we know so far

Financial pension advice Swindon

The Spring Budget certainly sprung a surprise when Jeremy Hunt announced that the lifetime allowance (LTA) is to be abolished. An increase to £1.8m had been strongly rumoured in the days leading up to the Budget, but scrapping it altogether is a welcome simplification for advisers and their high earning clients. In most cases it…

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Reasons to explore equity release and what to consider

Equity release advice

As an independent financial adviser, I often work with clients who are considering equity release as a way to unlock some of the value in their homes. Equity release can be a useful financial tool, but it’s important to understand the reasons why clients take out equity release and the potential risks involved. In this…

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Tax year deadline- ISA essential features and benefits

ISA financial advice swindon

10 key ISA (Individual Savings Account) facts 1. What is an ISA? An ISA is a tax-free savings account. Money saved within the ISA wrapper isn’t charged any income, capital gains, or dividend tax. 2. How much can I save in my ISA each year All eligible ISA participants receive a £20,000 annual allowance. This…

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What are the benefits of contributing to a pension?

Independent pension advice swindon

As an independent financial adviser, I am often asked about the benefits of contributing to a pension. It’s an important question, and the answer is more complicated than you might think. That’s because pensions offer a wide range of benefits that can vary depending on your individual circumstances. However, in this article, I will outline…

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What celebrities and sportspeople have to consider when buying a home and getting a mortgage

Mortgages for footballers

When it comes to buying a home and getting a mortgage, celebrities and sportspeople have unique considerations to keep in mind. From fluctuating incomes to privacy concerns, here are some important factors that celebrities and sportspeople should consider when purchasing a home and applying for a mortgage. Income verification For celebrities and sportspeople who have…

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A guide to pensions and divorce

Pension divorce Swindon IFA

Divorce can be an emotionally challenging time, and it’s not surprising that many people overlook the financial implications that it can have on their future. One important aspect that often goes unnoticed is pensions. In this guide, we will explore what you need to know about pensions and divorce, and the options you have to…

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What are your options at retirement?

pension retirement in the sun drawdown

Drawing Your Pension: Understanding Your Options and Making an Informed Decision Retirement is a major milestone in everyone’s life and choosing the right option for drawing your pension is an important decision. There are several options available for drawing your pension, each with its own advantages and disadvantages. In this article, we will discuss the…

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