New Tax Year Planning: What You Need to Consider Now

Graphic highlighting 6th April, the start of the new UK tax year, emphasizing key financial planning opportunities.

Book a call back now! As we usher in the new tax year, it’s the perfect time to give your finances a spring clean. Whether you’re an experienced investor or just starting to navigate the complexities of financial planning, there are several key areas to consider to ensure you’re making the most of your allowances…

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Empowering Women with Financial Advice: Top 10 Reasons It’s Essential in the UK

Happy Mother's Day graphic with text 'Empower Her with Financial Advice' over a floral background, symbolising women's financial empowerment.

In the UK, financial empowerment for women is not just about equality; it’s about smart planning and recognising the unique challenges women face. With issues like the gender pay gap and career breaks impacting long-term financial health, tailored financial advice is critical. Here’s why financial advice is invaluable for women. 1. Tackling the Gender Pay…

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Why You Absolutely Need a Will: A Clear and Simple Guide

Diverse generations of a family on swings, symbolising the importance of family legacy planning with will advice in Swindon

Introduction Hello! Today we’re tackling an essential topic that’s often overlooked: the importance of making a will. Regardless of your age or wealth, having a will is a critical aspect of financial planning. Let’s explore why it’s crucial and what you should know. Section 1: What Happens If You Don’t Have a Will? What if…

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Understanding Your State Pension: A Comprehensive Guide

Happy elderly woman holding a piggy bank, symbolising financial security in retirement through state pension and savings.

Introduction Welcome to our comprehensive guide on understanding your state pension in the UK. As independent financial advisers based in Swindon, we’re here to help you navigate through the complexities of pensions and National Insurance, ensuring you’re well-informed and prepared for retirement. The New State Pension: Eligibility Is the UK state pension a benefit? The…

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Staying Safe Online: How to Spot and Dodge Scammers

Illustration of a Hacker with a Laptop

No longer do you have to fall victim to a supposed Nigerian Prince, offering you winnings of an African lottery that you have never entered to get ripped off. Scammers are becoming more and more sophisticated with their techniques. These sneaky people want to trick you out of your money or personal information, but don’t worry—we’ve…

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Money and Mental Health: Navigating the Connection with Strategies for Well-being

A cartoon depiction of a debt bomb chasing a man, illustrating financial stress.

Introduction In the hustle of life, we often overlook the profound impact our financial health can have on our mental well-being. The intricate dance between money and mental health is more than just numbers on a bank statement. Let’s delve into this often-neglected aspect of our lives, explore the nuanced connections, and discover strategies for…

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Understanding Personal Injury Trusts

Mather & Murray Financial: A girl listens to a teddy bear's heartbeat, symbolising the care and trust offered in financial planning.

Understanding Personal Injury Trusts: A Guide to Financial Security After Serious Injury Introduction When serious injury strikes, navigating the aftermath involves more than just physical recovery. The compensation received demands careful consideration to ensure long-term financial security. Enter the crucial tool – the Personal Injury Trust. I. Unveiling the Features of a Personal Injury Trust…

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Cultivating Money Smarts: A Guide to Teaching Children About Finances

Cheerful child saving money with a smile - Financial education for kids

Welcome to a transformative journey of financial empowerment for your little ones! At Mather & Murray Financial, your dedicated financial advisers in Swindon and nationwide, we recognise the crucial role of instilling money management skills early on. Join us in exploring practical, fun, and comprehensive ways to teach your children about the fascinating world of…

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Unlocking Financial Potential: Understanding the Family Investment Company

Family Investment Company – Strategic Wealth Planning Consultation in Swindon

Exploring Features and Benefits In the intricate realm of financial planning, the Family Investment Company (FIC) has emerged as a strategic and versatile tool for families looking to safeguard and grow their wealth. In this guide, we’ll delve into the essence of a Family Investment Company, unveiling its features and the array of benefits it…

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Demystifying Investment Options: EIS vs VCT

Comparison of EIS and VCT investments in Swindon – a guide by Mather & Murray Financial

Introduction: Navigating the Investment Landscape Investing in the right avenues is paramount for financial growth and security. Two popular options in the UK investment landscape are the Enterprise Investment Scheme (EIS) and Venture Capital Trusts (VCTs). In this article, we’ll delve into the key distinctions between EIS and VCT, helping you make informed decisions on…

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