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Key Highlights from the 2024 Autumn Budget
The Chancellor’s first Autumn Budget under the new Labour government introduced significant updates that could impact your financial plans. From adjustments to stamp duty land tax and pensions to changes in inheritance tax and capital gains, these new measures reflect the government’s goals to stabilise finances while funding essential public services. You can read the…
Read MoreUnderstanding Stroke: Causes, Symptoms, Prevention, and Financial Protection
By Samuel Mather-Holgate Every year, millions of people around the world experience a stroke. I know, personally, several people who have (and are) going through the ordeal who each have individual symptoms varying in severity. World Stroke Day, observed on October 29th, is a day dedicated to raising awareness about stroke prevention, symptoms, treatment, and…
Read MoreLending Options for Older Clients: Finding the Right Solution for Your Financial Needs
By Samuel Mather-Holgate As people are living longer and healthier lives, many older clients are exploring financial options that allow them to maintain their lifestyle, supplement their pension income, or help family members. For older homeowners, there are a variety of lending solutions available, including traditional mortgages, retirement interest-only mortgages (RIO), and lifetime mortgages. Each…
Read MoreHow Money Affects Mental Health: Financial Wellbeing on World Mental Health Day
As we recognise World Mental Health Day, it’s important to remember that mental health doesn’t exist in isolation. One of the most significant and often overlooked factors affecting our mental wellbeing is money. Whether it’s the stress of debt, the anxiety of managing expenses, or the emotional toll of financial instability, the relationship between money…
Read MoreUK Autumn Statement: How Labour Might Tackle the Fiscal Deficit Without Raising Income Tax, National Insurance, or VAT
Introduction With Labour’s recent election win, attention is now focused on their upcoming Autumn Statement, which will reveal their plans to address the so-called “fiscal black hole.” Labour has already ruled out increasing income tax rates, National Insurance, or VAT, narrowing the options available to raise the necessary revenue. This blog explores the potential tax…
Read MoreAccessing Personal Insurance for People with HIV
Accessing Life Insurance and Income Protection for People with HIV: Myths Dispelled and the Importance of Expert Advice Living with HIV has seen significant advancements in recent years, particularly in terms of medical care and access to insurance. At Mather & Murray Financial, we understand the unique challenges and opportunities that these changes present. Recent…
Read MoreBig Changes Ahead for Childcare Funding!
By Helen Quayle Attention, working families with preschoolers—exciting changes are coming your way! Did you know that childcare funding is about to change significantly? Here’s what you need to know about the expanded offer. The Expanded Offer Starting in April 2024, eligible working parents of 2-year-olds can access 15 hours of childcare support per week.…
Read MoreThe Importance of Starting Your Pension Early: A Guide to Financial Security
I understand the crucial role that pensions play in securing your financial future. One of the most frequently asked questions I encounter is about the ideal time to start saving for retirement. In this blog, I will address this and other important questions to help you understand the significance of early pension savings and how…
Read MoreNavigating Financial Planning During Divorce: Essential Considerations
Introduction Divorce can be a profoundly challenging time, affecting individuals not only emotionally but also financially. Understanding how to manage and protect your finances during this significant life transition is crucial for long-term stability. In this blog post, we’ll look into the essential financial aspects you need to consider when going through a divorce, including…
Read MoreCelebrating Armed Forces Day: The Importance of Financial Advice for Our Heroes
Introduction As we approach Armed Forces Day on 29th June, it’s a time not only to honour our service members, veterans, and their families but also to acknowledge the unique financial challenges they face. The demands of military life, including frequent relocations and deployments, can make financial planning especially complex. The Value of Specialised Financial…
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