Group Policies: Protecting Your Team & Strengthening Your Business
At Mather & Murray Financial, we believe looking after your employees is one of the smartest investments you can make. Group insurance policies are an affordable way to provide peace of mind, attract and retain top talent, and show your team that their wellbeing really matters.
We provide independent advice to businesses of all sizes in Swindon and nationwide, helping you choose the right cover, set it up smoothly, and manage it over time.
What Are Group Policies?
A group policy is an insurance arrangement taken out by an employer to cover a group of employees under one contract. These schemes are often more cost-effective than individual policies and can include:
Group Life Insurance – pays a tax-free lump sum to an employee’s family if they die while employed.
Group Income Protection – provides a replacement income if an employee is unable to work due to illness or injury.
Group Critical Illness Cover – pays out if an employee is diagnosed with a serious medical condition.
Group Private Medical Insurance – gives your staff faster access to treatment and better health outcomes.
Why Should Employers Consider Group Cover?
Employee retention and recruitment – a competitive benefits package helps attract and retain top talent.
Affordable protection – group policies are often cheaper than arranging cover individually.
Valuable support for staff and families – showing employees their wellbeing is a priority builds loyalty and trust.
Flexible solutions – policies can be tailored to cover different levels of staff, from directors to the wider team.
Tax-efficient options – some group schemes offer tax advantages for both employer and employee.
How Easy Is It to Set Up?
Many business owners worry that arranging group cover is complicated. In reality, with the right financial advice it can be quick and straightforward:
We assess your business needs – looking at team size, budget, and the type of cover you want to offer.
We compare the market – using our independent status to find the most suitable and cost-effective policy.
We handle the paperwork – setting up your group scheme with minimal disruption.
We provide ongoing support – reviewing policies regularly to ensure they remain competitive and relevant.
Why Work With Mather & Murray Financial?
Independent advice – we’re not tied to one provider, so we recommend what’s right for you.
Local expertise in Swindon with nationwide coverage – support wherever your business is based.
A long-term partner – we’ll continue to review your group policies to ensure you and your employees get maximum value.
Ready to Strengthen Your Employee Benefits?
Investing in group insurance shows your team they matter while giving your business a competitive edge. Book a call back with one of our advisers today to discuss the right group cover for your company or CONTACT US.
