Meet the Team

Samuel Mather-Holgate
Director

Sam is a specialist in retirement solutions and advises clients who are near to retirement fulfil their ambitions. Pensions can be complex and difficult to understand with so many options now available. Sam simplifies these in plain English and makes the complex simple.

Steve Murray
Director

Steve is experienced in arranging complex finance solutions for clients where high street lenders won’t offer terms. As well as this, Steve advises and recommends solutions for businesses and families to protect their assets.

Dane Moulden
Client Relationship Adviser

If you are a small or medium sized business, Dane can advise on what plans you need to put in place to protect your business should you face challenging times in the future. Dane can also put together an employee benefits program or review your existing one to ensure employees feel valued and rewarded.

Joe Ricks
Independent Financial Adviser

Joe is a specialist in pensions and investments. His expertise in pensions advice means clients rely on him to ensure they keep up to date with the complex and often changing world of pension regulation and taxation.

Ali Sadat
Independent Mortgage and Protection Adviser

Ali has excellent relationships with high street and boutique lenders. Ali helps all clients with home finance and other specialist lending, and has the capability to arrange large loans, portfolio lending, adverse credit finance and bridging.

Rachel Hine
Independent Mortgage and Protection Adviser

Rachel has a wealth of experience in residential and buy to let mortgage lender. Busy clients rely on Rachel’s relationships with our lenders to make complex solutions seem simple. Rachel has specific experience sourcing mortgages in areas clients find difficult, such as contractors, high net worth individuals or those with imperfect credit history.

Joseph Salter
Compliance and Support Manager

Mather and Murray Financial put customers at the centre of everything we do. Joe is passionate about ensuring our customer’s needs are met and the service they receive is better than they expect.

Niall Mclean
Independent Financial Adviser

Niall has vast experience in investment planning with his clients. Niall is an independent specialist focusing on tax planning strategies, as well as taking a holistic approach to lifetime planning. He is also a mortgage and equity release expert.

Andrew Penzer
Client Relationship Adviser

Andrew strives to deliver the best customer service to our clients in the Manchester area. He works with our Independent Advice team to deliver excellent client outcomes to those looking at retiring and understanding the many options that are available to them.

Laura Murray
Client Relationship Adviser

Based in Sheffield, Laura manages a portfolio of clients in the area delivering the service they would expect from Mather & Murray Financial. Laura works closely with the advice team to deliver excellent advice to our clients in the area.